Best Citi Credit Cards
If you like getting cash back as your credit card rewards, you’ve come to the right place. Citi has some of the best no fee cash back cards available.
And it has some great airline-specific cards for your benefit, not to mention their own travel rewards program that you can take advantage of.
The best Citi cash back card
The best one? The
Why is it the best? You’ll get a straightforward 2% return – 1% when you make the purchase, plus another 1% when you make your payments on time.
While other cards offer rotating categories to get you a boost in your rewards, this card just gives you a high flat rate to keep things simple. And there’s no caps or category restrictions.
Plus, with some decent insurance and access to Citi Entertainment for special access to events (like concerts and sports games), this card offers quite a bit for a no annual fee cash back credit card.
One of the best Costco credit cards
If you’re a Costco member, then the
For your Costco shopping, you’ll earn 2% cash back on all of your purchases, whether in the warehouse or online. Because Costco only accepts Visa cards, this is the highest cash back rate you can get for Costco purchases.
But it doesn’t end there.
You’ll get an astounding 4% cash back on your first $7,000 spent annually ($583 per month) in gas purchases, including those made at Costco.
There's also a 3% earn rate on restaurants and travel purchases, plus 1% everywhere else. Your cash back gets awarded as a Costco voucher you can use in store.
One last bonus? It comes with no foreign exchange fees, and some good travel insurance, which is a rarity for a no fee cash back card. Just note that you’ll need to be a Costco member to get this card, which costs $60 per year.
American Airlines
Travel with American Airlines? Citi has you covered with 3 different credit card options.
Our favorite is the
Then there are the perks.
Spend $20,000 per year on the card and you’ll get a $125 flight discount on American Airlines. Plus, anytime you fly with them, get a free checked bag for up to 4 companions on the same reservation and a 25% savings on in-flight purchases, plus preferred boarding.
And there’s no foreign exchange fees when traveling abroad. All for an annual fee of $99.
You can choose between these other cards as well:
Flexible ThankYou rewards
If you prefer flexible rewards, Citi has their lineup of ThankYou cards, such as the
These cards will offer you flexible rewards you can use to pay for any travel, transfer to JetBlue, redeem for merchandise, and even cash statements.
