Best Mastercard credit cards

Having a Mastercard allows you to use your credit card worldwide, while also providing valuable benefits.

Almost every major issuer has a Mastercard in their card portfolio, so getting a Mastercard isn't a problem.

To get the best Mastercard benefits, you'll need a World or World Elite.

World Mastercard

A World Mastercard is the most common of the two.

What it has to offer starts with Priceless Cities. You'll find a range of experiences in cities around the world that you won't be able to find anywhere else.

Then, get access to great hotels with the Mastercard Luxury hotel & resorts portfolio. Book a hotel through the program's 2,000 and more properties and enjoy some great benefits, including:

  • complimentary room upgrades when available,
  • early check-in and late check-out,
  • daily breakfast for two, and
  • preferred amenities.

If that's not enough, Mastercard provides complimentary concierge, which acts like a personal assistant to help with things like dining and travel reservations.

Plus, there's a host of other benefits provided, like:

  • Mastercard lowest hotel rate guarantee,
  • complimentary ShopRunner access,
  • a 10% discount on onefinestay reservations, and
  • a suite of travel insurances (which varies by issuer).

World Elite Mastercard

But if you get a World Elite Mastercard, you'll get all of this, plus:

  • the Nightlife Program – exclusive access to over 200 top nightclubs, with amenities such as VIP recognition, and dedicated time slots to avoid waiting in line,
  • increased travel insurance coverages (which varies by issuer), and
  • access to additional priceless moments not available to World Mastercard holders.

Mastercard certainly offers a lot to help you get the most out of your card.

If you think a Mastercard will suit you best, here's our ranking of the top 10 Mastercards available right now.

Top 10 Mastercards