Best Mastercard Credit Cards For 2021

Having a Mastercard allows you to use your credit card worldwide, while also providing valuable benefits.
Almost every major issuer has a Mastercard in their card portfolio, so getting a Mastercard isn't a problem.
To get the best Mastercard benefits, you'll need a World or World Elite.
World Mastercard
A World Mastercard is the most common of the two.
What it has to offer starts with Priceless Cities. You'll find a range of experiences in cities around the world that you won't be able to find anywhere else.
Then, get access to great hotels with the Mastercard Luxury hotel & resorts portfolio. Book a hotel through the program's 2,000 and more properties and enjoy some great benefits, including:
- complimentary room upgrades when available,
- early check-in and late check-out,
- daily breakfast for two, and
- preferred amenities.
If that's not enough, Mastercard provides complimentary concierge, which acts like a personal assistant to help with things like dining and travel reservations.
Plus, there's a host of other benefits provided, like:
- Mastercard lowest hotel rate guarantee,
- complimentary ShopRunner access,
- a 10% discount on onefinestay reservations, and
- a suite of travel insurances (which varies by issuer).
World Elite Mastercard
But if you get a World Elite Mastercard, you'll get all of this, plus:
- the Nightlife Program – exclusive access to over 200 top nightclubs, with amenities such as VIP recognition, and dedicated time slots to avoid waiting in line,
- increased travel insurance coverages (which varies by issuer), and
- access to additional priceless moments not available to World Mastercard holders.
Mastercard certainly offers a lot to help you get the most out of your card.
If you think a Mastercard will suit you best, here's our ranking of the top 10 Mastercards available right now.