Spring is on the way, so maybe it’s time for some financial spring cleaning? If you’re carrying high interest credit card debt, you can save a bundle of money by taking advantage of a 0% introductory balance transfer offer.
Why pay interest when you don’t have to?
And, for that matter, why pay a credit card annual fee?
Here we’re featuring some of the best no fee credit cards currently offering 0% APR balance transfer offers for at least 12 months. And some even have some generous welcome bonuses to help you save even more.
|Credit Card||Credit Card Offer||Annual Fee||Apply Now|
|Wells Fargo Cash Wise Visa||* $150 cash bonus after you spend $500 in the first 3 months
* 0% APR on purchases and balance transfers for 15 months (terms)
|Wells Fargo Propel American Express||* 20,000 bonus points when you spend $1,000 in the first 3 months
* 0% APR on purchases and balance transfers for 12 months (terms)
|Discover It Cash Back Credit Card||* Cash back earned is matched at the end of your first year
* 0% APR for 14 months on balance transfers posted to your account by April 10, 2021
|U.S. Bank Visa Platinum Card||* 0% APR for 20 billing cycles on purchases and balance transfers (terms)||$0||Apply now|
|Wells Fargo Platinum Card||* 0% APR for 18 months on purchases and balance transfers (terms)||$0||Apply now|
|NHL Discover It Credit Card||* Cash back earned is matched at the end of your first year
* 0% APR for 14 months on purchases and balance transfers (terms)
$150 cash back and 0% APR on balance transfers
After that, this credit card will give you 1.5% cash back on all your spending, with no caps or categories to worry about.
As an added bonus this card offers 0% APR on purchases and balance transfers for the first 15 months.
And, like the other credit cards we’re featuring this month, this card has no annual fee.
3x points on gas, 0% foreign exchange fee, and a sweet welcome bonus
- charity donations,
- gift cards,
- merchandise, and
The value of a point varies for merchandise, but for all other options, you’ll get a value of 1 cent per point.
To jump start your rewards, you will get 20,000 bonus points after you spend $1,000 in your first 3 months. After that you’ll earn points at the following rates:
- 3 points for every $1 spent on restaurants, gas, transit, travel, and streaming services, and
- 1 point for every other $1 spent.
In addition, you’ll get 0% APR on all purchases and balance transfers for 12 months. And you get all of this for no annual fee, and no foreign exchange fees.
Double your cash back in the first year
If you’re a fan of cash back rewards, the
Its introductory offer will give you 0% APR for 14 months on purchases and balance transfers made before May 10, 2021.
Of course, if you take advantage of the balance transfer offer, you’ll want to pay that off before you start using this credit card for your regular spending. But, once you’ve cleared that initial balance transfer, you’ll earn:
- 5% cash back on different categories that change every quarter (up to $1,500 spent), and
- 1% cash back on all other purchases.
Also, as a welcome bonus, you’ll get double rewards for any cash back you earn in the first year you have the card.
With complimentary access to your FICO score, no foreign exchange fees, and no annual fee, this cash back credit card has a lot to offer.
Save on interest for 20 billing cycles
If you’re going to need some extra time to pay off a balance transfer, the
Make a balance transfer within 60 days of opening your account, and you’ll be able to take advantage of this offer for the better part of 2 years.
This generous 0% APR offer on purchases and balance transfers is available for no annual fee, and you’ll also get 3 types of travel insurance and purchase protection, including rare mobile device coverage.
14 months of 0% interest, and 120 days to make a transfer
Need a little more time to get your balance transfer in order? The
With no annual fee, free access to your FICO credit score, and 3 types of complimentary insurance coverage, this credit card will help you pay off that stubborn credit card debt and save on interest.
Save money while showing your team spirit
And finally, for the hockey fans out there, the
In addition to the 0% APR on purchases and balance transfers for 14 months, this credit card also earns rewards. You’ll earn:
- 5% cash back at different places each quarter, up to $1,500 spent per quarter, and
- 1% cash back on all other purchases.
As a welcome bonus, you’ll also get an unlimited dollar-for-dollar match of the cash back you earn in the first year you have the credit card.
Of course there are a couple of extra benefits for hockey fans, including:
- 10% off at NHLShop.com, and
- 10% off your NHL.TV subscription.
Spring is so close you can almost smell it. So why not get your financial house in order with one of these 0% balance transfer offers?
Are you going to take advantage of any of these deals?
Is there another credit card deal you think we should be featuring?
Let us know in the comments below.