It’s a new year, new decade. Happy new year to everyone from your creditcardGenius team.

And that means there are new year’s resolutions to fulfill while we settle in to our new decade.

Plus we’re only a month away from the biggest TV event of the year – the Super Bowl (hopefully your team is still in the playoffs).

And with all your goals for the year in mind, how about taking a look at the credit cards in your wallet? Our list here will give you some easy cash right now, help you save on interest payments, or help take a bite out of the next trip you’re planning.

Whatever you’re into, there’s a credit card here to fit your wallet.

Credit Card Credit Card Offer Annual Fee Apply Now
Alaska Airlines Visa * 40,000 welcome bonus miles (terms) $75 Apply Now
Citi Simplicity Card * 0% APR on balance transfers for 21 months (terms) $0 Apply Now
Bank Of America Cash Rewards Credit Card * $200 statement credit (terms) $0 Apply Now
World of Hyatt Credit Card * Up to 50,000 welcome bonus points (terms)
* Up to 2 free hotel nights per year
$95 Apply Now
Chase Sapphire Preferred Credit Card * 60,000 welcome bonus points (terms) $95 Apply Now
Wells Fargo Propel American Express * 20,000 welcome bonus points (terms) $0 Apply Now
Chase Freedom Unlimited Credit Card * $200 cash back (terms) $0 Apply Now
Citi/AAdvantage Platinum Select World Elite Mastercard * 50,000 welcome bonus points (terms) $99 (first year free) Apply Now
Marriott Bonvoy Boundless Card From Chase * Up to 75,000 welcome bonus points (terms)
* Annual free night stay
$95 Apply Now

40,000 airline miles and an annual companion voucher

For the West Coasters & Alaskans (or frequent travelers to these areas), the should be at the top of your list.

Why? First off, you can earn 40,000 miles after spending $2,000 in the first 3 months.

And keep earning miles at these rates:

  • 3 miles per $1 spent on Alaska Airlines, and
  • 1 mile per $1 everywhere else.

But the best part of this card are the perks. The cream of the crop? You get access to Alaska’s Famous Companion voucher. Every year you have the card, book a flight and get an accompanying ticket for just $99 plus taxes and fees, which start at $22.

Toss in a free checked bag for yourself and 6 other guests on the same reservation and a 20% discount on in-flight purchases, and it could help you save on every aspect of your travel.

Don’t plan on traveling to the West Coast or Alaska? No problem. Use your miles on 17 other airlines from around the world. You’ll be able to travel anywhere using your miles.

Best credit card 0% APR offer

If you have some unpaid bills lingering around, a balance transfer credit card could be the perfect way to take care of those loose ends.

Getting a card with a balance transfer offer can give you the relief you need from those interest charges.

Simply transfer the balance on your old credit card to your new one and use the savings to pay down your debt faster.

The will give you an unsurpassed 21 months of 0% APR on any credit card balances you transfer over in your first 4 months as a cardholder.

Let’s say you have a $5,000 credit card balance and you’re currently paying 17% APR. That means you’ll be paying about $71 a month in interest.

If you transfer your $5,000 balance over to the Citi Simplicity Card, you’ll be saving $71 per month for nearly 2 years:

$71/month * 21 months = $1,491 in savings

Imagine what you could do with $1,491…

Curious how much you could save? Enter your current credit card balance and APR below:

Related: Buy Now, Pay Later With 0% APR Credit Cards

$200 statement credit, up to 3% cash back

For cash back rewards that are under your control, the will give you the wheel.

First, earn a $200 statement credit after spending $1,000 in the first 3 months. This is a great way to kick start your cash back.

But where this card really stands out from the cash back crowd is its earn rates.

You earn 3% cash back in the category of your choice. Choose from:

  • gas,
  • online shopping,
  • dining,
  • travel,
  • drug stores, or
  • home improvement/furnishings.

You’ll also earn 2% cash back at grocery stores and wholesale clubs (up to $2,500 per quarter, combined with the 3% category).

The cherry on top? You’ll be getting 1% back on everything else.

For flexible cash back rewards you’re in control of, this card is hard to beat.

Related: Best Cash Back Credit Cards With No Annual Fee

Up to 50,000 points and 2 free nights per year

If you’re after the biggest sign-up bonus, the card will give you plenty of points to use towards your next vacation, plus free hotel night stays every year.

This card offers a welcome bonus worth up to a breathtaking value of $900 just for signing up and using the card on your everyday spending. You’ll get:

  • 25,000 points after you spend $3,000 in the first 3 months, and
  • another 25,000 points when you spend $6,000 in the first 6 months.

If that wasn’t enough to get you onboard, get a free hotel night stay on your card’s anniversary, and a 2nd free night every year you spend $15,000 on your card.

If you’re setting out on a road trip, planning a vacation, or just want to enjoy a little weekend getaway, this card is a great way to stay for free – wherever your journey takes you.

Related: Best Hotel Credit Cards For 2019

60,000 welcome bonus points, flexible travel rewards

If you prefer to earn points you can redeem with any travel provider, the is a great option.

Start with 60,000 welcome bonus points after spending $4,000 in the first 3 months. That’s worth $750 in travel when booked through Chase Ultimate Rewards.

And earn 2 points per $1 spent on restaurants and travel purchases, as well as 1 point on all other purchases.

But the value in this card lies in the rewards program. There are lots of ways you can use your points for travel.

Want to transfer them to another program?

No problem. Transfer your points at a 1:1 ratio to 9 airlines, including U.S. carriers United & JetBlue – or transfer to 3 different hotel programs:

  • IHG Rewards Club,
  • Marriott Bonvoy, and
  • World of Hyatt.

To keep it simple, you can use your points to book any travel from any provider you’d like, where each cent is worth 1 point. But you can get the most from your points when you book through Chase Ultimate Rewards, giving you 25% more value.

No matter how you slice it, this card gives you plenty of options to redeem your points.

Related: Best Travel Credit Cards

20,000 welcome bonus points, no annual fee

Although the earns you points, they can be used for anything – including cash.

What’s perhaps its most attractive perk is the fact that all redemption options carry the same point value – 1 cent each – so you won’t have to dust off your trusty old calculator to figure out what each point redemption value is worth.

You’ll get a 20,000 point sign up bonus worth $200 when you spend $1,000 in the first 3 months.

And the points don’t stop there. You’ll also get:

  • 3 points per $1 spent on food, gas, travel purchases (including transit and rideshares), and streaming services, as well as
  • 1 point per $1 spent on everything else.

It also comes with some great insurance coverages, like Mobile Device Protection and Lost or Stolen Baggage.

The best part? It’s all for no annual fee and no foreign exchange fees either.

$200 cash back, 1.5% on all purchases for no annual fee

For cash back rewards you can earn for no annual fee, the will give you a high earn rate on all of your purchases.

To start, you’ll get $200 after spending only $500 in the first 3 months.

Afterwards, your earn rate is a simple 1.5% on everything. No caps or categories to worry about.

If you have an existing credit card balance, you can also take advantage of the 0% APR for 15 months balance transfer promotion to help get a better grip on your credit card debt.

Related: Best Cash Back Credit Cards

50,000 bonus miles & an annual $125 flight discount

For plenty of miles and an annual credit, look no further than the .

To get you kick-started toward your next free flight, you can earn 50,000 miles after spending $2,500 in the first 3 months.

As for your day-to-day spending, here are the rates you’ll earn AAdvantage miles at:

  • 2 miles per $1 on restaurants, gas, and American Airlines purchases, and
  • 1 mile per $1 on everything else.

To top it off, it also comes with great benefits when you fly with American Airlines:

  • free first checked bag,
  • 25% discount on in-flight food and beverage purchases, and
  • priority boarding.

And as one last sweetener, you’ll get an annual $125 American Airlines discount when you spend $20,000 annually on the card.

If you travel with American Airlines, this card has a lot to offer.

Related: Best Airline Credit Cards For 2019

75,000 points and an annual free night

For plenty of points, as well as an annual free night stay, the is calling you.

For a limited time, you can earn 75,000 points as a welcome bonus after spending $3,000 in your first 3 months of having the card.

And earn plenty of Marriott Bonvoy points on all of your daily purchases:

  • 6 points per $1 at Marriott properties, and
  • 2 points per $1 spent on everything else.

These earn rates are great, but where this card really shines is the Marriott benefits.

Just for having the card, every year on your anniversary you’ll get a free night certificate for a stay worth up to 35,000 points.

You’ll also get automatic Silver Elite status, 15 elite night credits, and the ability to upgrade to Gold after spending $35,000 every year.

If you find yourself living in hotels a lot, this card can really cut down your costs.

Your turn

What are your thoughts on these offers?

Have one you want to take advantage of?

Let us know in the comments below.