While the holidays are likely to be a little different this year, December will still be a month for festivities and light, hanging out (or at least video conferencing) with friends and family, and, of course, exchanging gifts.

Why not save some money on your gift purchases this year? This month we’re featuring the best credit card deals that include an introductory 0% APR for at least 12 months. Save a whole year’s worth of interest with any of these great no fee credit cards.

Credit Card Credit Card Offer Annual Fee Apply Now
Chase Freedom Unlimited Credit Card * $200 bonus after you spend $500 on purchases in the first 3 months
* Earn 5% cash back on grocery store purchases in the first year (up to $12,000 spent)
* 0% APR on purchases for 15 months (terms)
$0 Apply now
Blue Cash Everyday Card from American Express * $150 cash back bonus after you spend $1,000 in your first 3 months
* 0% APR on purchases for 15 months (terms)
$0 Apply now
American Express Cash Magnet Card * $150 back after you spend $1,000 in your first 3 months
* 0% APR on purchases for 15 months (terms)
$0 Apply now
Wells Fargo Cash Wise Visa * $150 cash bonus after you spend $500 in the first 3 months
* 0% APR on purchases and balance transfers for 15 months (terms)
$0 Apply now
Quicksilver from Capital One * $200 cash bonus when you spend $500 in your first 3 months
* 0% APR on purchases for 15 months (terms)
$0 Apply now
Wells Fargo Propel American Express * 20,000 bonus points when you spend $1,000 in the first 3 months
* 0% APR on purchases and balance transfers for 12 months (terms)
$0 Apply now

$200 cash back bonus and 0% APR on purchases

It’s not often you see a welcome bonus like the is currently offering. You’ll get $200 cash back after spending $500 in 3 months. That’s a very high rate of return for such a low spend requirement.

You can also take advantage of 0% interest rates on purchases for 15 months, allowing you to save a huge amount on interest payments if you have some high value purchases to make.

Also earn cash back on everyday purchases at the following rates:

  • 5% on travel through Chase Ultimate Rewards,
  • 3% on dining, including takeout and delivery,
  • 3% on drugstore purchases, and
  • 1.5% on all other purchases.

And while you only get 5 kinds of complimentary insurance with this card, that’s to be expected for a card with no annual fee.

$150 bonus cash back and 3% cash back on groceries

With a welcome bonus of $150 cash back after spending $1,000 in your first 3 months, and no annual fee, the is worth a closer look.

On top of the welcome bonus, you’ll earn up to 3% cash back on all your purchases, including:

  • 3% cash back at grocery stores (up to $6,000 spent annually),
  • 2% cash back at gas stations and select department stores, and
  • 1% cash back on all other purchases.

And, like the other credit cards on this month’s list, you’ll have an introductory APR of 0% for the first 15 months you have the card.

1.5% flat rate cash back and $150 bonus cash

Another credit card with a $150 cash back bonus is the .

You’ll get your bonus cash after spending $1,000 in the first 3 months, after which you’ll earn an unlimited 1.5% cash back on all purchases, for no annual fee.

Additionally, you’ll enjoy 0% APR on purchases for the first 15 months as well, making it a useful credit card if you have any large purchases coming up.

$150 cash back and 0% APR on balance transfers

The also has a $150 cash bonus offer, but you only have to spend $500 in the first 3 months in order to get it. That’s a pretty remarkable return on your spending.

After that, this credit card will give you 1.5% cash back on all your spending, with no caps or categories to worry about.

As an added bonus this card offers:

  • 0% APR on purchases for the first 15 months, and
  • 0% APR on balance transfers for the first 15 months.

These 0% APR balance transfer offers are increasingly rare, so if you have some stubborn credit card debt hanging around, this might be a good option for you to save on some of those interest charges.

And, like the other credit cards we’re featuring this month, this card has no annual fee.

Good flat rate cash back with an easy-to-earn bonus

Flat rate cash back cards let you earn on every purchase you make, and the is a solid choice.

Straight off the top you’ll earn a $200 cash bonus when you spend $500 in your first 3 months, which is a pretty low spend requirement. After that, this cash back credit card gives you:

  • 1.5% unlimited cash back on all purchases,
  • 5 kinds of purchase and travel insurance, and
  • 0% balance transfer and purchase APR for the first 15 months.

Not bad for a no fee cash back card.

3x points on gas, 0% foreign exchange fee, and a sweet welcome bonus

While the isn’t strictly a cash back credit card, you can redeem these flexible Go Far Rewards for cash, as well as:

  • charity donations,
  • gift cards,
  • merchandise, and
  • travel.

The value of a point varies for merchandise, but for all other options, you’ll get a value of 1 cent per point.

To jump start your rewards, you will get 20,000 bonus points after you spend $1,000 in your first 3 months. After that you’ll earn points at the following rates:

  • 3 points for every $1 spent on restaurants, gas, transit, travel, and streaming services, and
  • 1 point for every other $1 spent.

In addition, you’ll get 0% APR on all purchases and balance transfers for 12 months, giving you a way to save interest payments on any high ticket purchases you may need to make.

And you get all of this for no annual fee, and no foreign exchange fees.

Your turn

With the holidays soon upon us, we’re all looking for ways to save a bit of money this season.

Are you going to take advantage of any of these 0% APR offers?

Let us know in the comments below.