What is a credit card APR? It’s the annual interest rate you pay on unpaid amounts owed on a credit card. How can you use a calculator to see what you may owe? What kinds of credit card APRs are there? What best low interest rate 0 APR credit cards are there? You can find out more here.

New year, new you, and a new batch of credit card offers that can save you money on interest, all for no annual fee. This month we’re looking at the no fee best balance transfer credit card offers with 0% APR for at least 12 months. Why pay interest when you don’t have to?

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