Annual Fee
Extra Card Fee
Card Type
Late Payment Fee
Up to $27
  • Earn 1 point per dollar spent.
  • Earn 2 points per dollar spent at
  • Enjoy exclusive access to American Express ticket presales.
  • Receive complimentary membership for ShopRunner.
  • Enjoy 6 types of purchase and travel insurance.
  • $95 annual fee – get your first year free.
Extended Warranty 2 years
Purchase Protection 120 days
Return Protection Yes
Travel Accident $100,000
Lost or Stolen Baggage $500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.