Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
  • Earn 1 Amtrak Guest Rewards point for each dollar spent.
  • Earn 2 Amtrak Guest Rewards points for each dollar spent on travel.
  • Earn 3 Amtrak Guest Rewards points per dollar spent on Amtrak purchases.
  • Receive 20,000 bonus points when you spend $1,000 on your card, in your first 3 months.
  • Get a 5% point rebate when you redeem your points to book travel with Amtrak.
  • Enjoy a complimentary Companion Coupon, One-Class Upgrade, and a Single-Visit Station Lounge Pass upon account opening.
  • Enjoy free concierge service, compliments of World Mastercard.
  • Get free access to your FICO credit score.
  • 0% foreign exchange fee.
  • $79 annual fee.
Extended Warranty 2 years
Purchase Protection 120 days
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.