Annual Fee
$0
Extra Card Fee
$0
Card Type
Credit
Purchase
15.49%
Cash Advance
27.49%
Balance Transfer
15.49%
Purchase
0.00%
Purchase Term
12 months
Balance Transfer
0.00%
Transfer Term
12 months
  • Earn 3% back on gas and 2% back on groceries, up to a combined spend of $2,500 per quarter.
  • Earn 1% cash back on all other purchases.
  • Get $200 bonus cash when you spend $500 in your first 3 months.
  • Earn up to 75% more rewards when you have your cash deposited into a Bank of America checking or savings account.
  • Support the World Wildlife Fund when you activate and use your Bank of America card.
  • Get 0% APR for your first 12 months on purchases and balance transfers.
  • Enjoy access to your FICO credit score for free.
  • No annual fee.
Extended Warranty 1 year
Price Protection 120 days
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.