Annual Fee
$0
Extra Card Fee
$0
Card Type
Credit
Purchase
17.24%
Cash Advance
27.24%
Balance Transfer
17.24%
  • Earn 1 WorldPoint per dollar spent.
  • Earn 3 WorldPoints on Norwegian Cruise Line purchases.
  • Get 10,000 bonus WorldPoints after your first qualifying purchase.
  • Bank of America Preferred Rewards clients can earn up to 75% more rewards.
  • Get access to concierge service provided by World Mastercard.
  • Enjoy free access to your FICO credit score.
  • No foreign transaction fees.
  • Text banking available.
  • No annual fee.
Extended Warranty 2 years
Purchase Protection 120 days
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.