Annual Fee
$59
Extra Card Fee
$0
Card Type
Credit
Purchase
17.24%
Cash Advance
27.24%
Balance Transfer
17.24%
  • Earn 2 miles for each dollar spent.
  • Get 5,000 bonus miles after your first purchase.
  • Get an additional 15,000 miles when you spend $500 in your first 3 months.
  • Receive 5,000 bonus miles on your anniversary when you spend $10,000 annually.
  • Card gives you access to the lowest flight redemption levels at Spirit.com.
  • Concierge service, compliments of World Mastercard.
  • Get free access to your FICO credit score.
  • Enjoy a 0% foreign exchange fee.
  • $59 annual fee – first year free.
Extended Warranty 2 years
Purchase Protection 120 days
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.