Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Balance Transfer
Transfer Term
15 months
  • Earn 5 points per dollar spent at Choice Privileges hotels.
  • Earn 2 points per dollar spent on all other everyday purchases.
  • Earn 32,000 bonus points when you spend $1,000 in your first 90 days.
  • Enjoy a 10% bonus points every time you purchase a stay with Choice Hotels.
  • Receive 8,000 bonus anniversary points, every year you spend $10,000 or more per year.
  • Get 0% APR for 15 months on balance transfers that are posted in your first 45 days.
  • Enjoy automatic Choice Privileges Gold Elite status.
  • Receive complimentary concierge service.
  • No foreign transaction fees.
  • No annual fee.
Extended Warranty 1 Year
Purchase Protection 90 days
Price Protection 120 days
Mobile Device $600
Return Protection Yes
Travel Accident $250,000
Trip Cancellation $1,500
Trip Interruption $1,500
Baggage Delay $300
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.