Annual Fee
$0
Extra Card Fee
$0
Card Type
Credit
Purchase
16.24%
Cash Advance
27.49%
Balance Transfer
16.24%
Purchase
0.00%
Balance Transfer
0.00%
Transfer Term
15 months
  • Earn 1 point per dollar spent on all everyday purchases.
  • Earn 2 points per dollar spent on Holland America purchases.
  • Receive 5,000 bonus points after you make your first purchase.
  • Redeem your points for discounts and onboard amenities with Holland America Cruises.
  • Get 0% APR 15 months on balance transfers made in your first 45 days.
  • Enjoy access to complimentary concierge service.
  • No foreign transaction fee.
  • No annual fee.
Extended Warranty 1 Year
Purchase Protection 90 days
Price Protection 120 days
Mobile Device $600
Return Protection Yes
Travel Accident $250,000
Trip Cancellation $1,500
Trip Interruption $1,500
Baggage Delay $300
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.