Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Balance Transfer
Transfer Term
15 months
  • Earn 1 award miles for every dollar spent on your everyday purchases.
  • Earn 2 award miles for every dollar spent on 9 different Miles & More airline partners.
  • Earn 20,000 bonus award miles after your first purchase, plus an additional 30,000 when you spend $5,000 in your first 90 days.
  • Receive one companion flight voucher after your first purchase and on your cards anniversary every year after.
  • Get 0% APR for 15 months on balance transfers posted in your first 45 days as a cardholder.
  • Enjoy lounge access with 2 complimentary Lufthansa Business Lounge vouchers annually.
  • Convert up to 25,000 award miles per year into Miles & More status miles – at a 5:1 ratio.
  • Use 15% fewer award miles when booking hotel and car awards.
  • Be reassured with comprehensive insurance coverage.
  • Receive access to complimentary concierge service.
  • No foreign transaction fees.
  • $89 annual fee.
Extended Warranty 2 years
Purchase Protection 90 days
Price Protection 120 days
Return Protection Yes
Travel Accident $250,000
Trip Cancellation $5,000
Trip Interruption $5,000
Flight Delay $300
Baggage Delay $300
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.