Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
Balance Transfer
Transfer Term
15 months
  • Get 2 points per dollar spent on RCI Timeshare purchases.
  • Get 1 point per dollar spent on all other purchases.
  • Get 2,500 bonus points after your first purchase.
  • Redeem points for RCI Member Rewards credits and cards.
  • Use rewards for worldwide travel credits – including flights, hotels, and car rentals.
  • Get 0% APR for 15 months on balance transfers posted within 45 days of account opening.
  • Enjoy complimentary concierge service.
  • No annual fee.
Extended Warranty 1 year
Price Protection 120 days
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.