Annual Fee
$89
Extra Card Fee
$0
Card Type
Credit
Purchase
18.24%
Cash Advance
27.24%
Balance Transfer
18.24%
  • Get 10 points for every dollar spent at IHG hotel locations.
  • Get 2 points for every dollar spent on gas, groceries, and restaurants.
  • Get 1 point for every other dollar spent.
  • Receive 80,000 bonus points when you spend $2,000 in your first 3 months.
  • Enjoy 1 free night awarded on your card anniversary every year.
  • Redeem your points for 4 or more nights and get the 4th night free.
  • Receive free Platinum Elite status when you get this card.
  • Enjoy 8 different kinds of purchase and travel insurance.
  • Enjoy access to complimentary concierge service.
  • Save 20% when you purchase points.
  • Every 4th year, get a rebate on a Global Entry or TSA precheck fee.
  • No foreign exchange fees.
  • $89 annual fee.
Extended Warranty 1 year
Purchase Protection 120 days
Travel Accident $500,000
Trip Cancellation $10,000
Trip Interruption $10,000
Baggage Delay $300
Lost or Stolen Baggage $3,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.