Annual Fee
Extra Card Fee
Card Type
Cash Advance
Balance Transfer
  • Earn 1.5 miles for every dollar spent.
  • Earn 2 miles for every dollar spent on United Airlines purchases.
  • Get 50,000 bonus miles when you spend $3,000 in your first 3 months.
  • Enjoy an extensive insurance package – 11 different types in total.
  • Travel in leisure with unlimited lounge access provided by United Club, for access to any United Club and Star Alliance lounge.
  • Enjoy preferential treatment like priority check-in, flight boarding, and security screening.
  • Receive access to upgrades and luxury benefits through Luxury Hotel & Resort Collection.
  • Complimentary Hertz President’s Circle Elite Status.
  • Get one free checked bag for you and a guest.
  • Get complimentary upgrades on award tickets.
  • Get complimentary concierge service.
  • No foreign exchange fees.
  • $450 annual fee.
Extended Warranty 1 year
Purchase Protection 120 days
Return Protection Yes
Travel Accident $500,000
Trip Cancellation $20,000
Trip Interruption $20,000
Flight Delay $500
Baggage Delay $300
Lost or Stolen Baggage $3,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.