Annual Fee
$450
Extra Card Fee
$0
Card Type
Credit
Purchase
17.99%
Cash Advance
27.49%
Balance Transfer
17.99%
  • Get 1 AAdvantage mile per dollar spent.
  • Get 2 AAdvantage miles per dollar spent on American Airlines.
  • Receive 50,000 AAdvantage bonus miles when you spend $5,000 in your first 3 months.
  • Earn 10,000 Elite Qualifying AAdvantage miles after spending $40,000 annually.
  • Unlimited lounge access for you and a guest to over 50 Admirals Club lounges.
  • Travel like a royal with preferred boarding, security and check-in privileges.
  • Every 5th year, get a rebate on a Global Entry or TSA precheck fee.
  • Save 7,500 AAdvantage miles when booking award flights.
  • Enjoy 11 different types of purchase and travel insurance.
  • Get 25% in savings on in-flight food and drink.
  • Receive dedicated concierge service.
  • No foreign exchange fees.
  • $450 annual fee.
Extended Warranty 2 years
Purchase Protection 90 days
Price Protection 60 days
Return Protection Yes
Travel Accident $500,000
Trip Cancellation $5000
Trip Interruption $5000
Flight Delay $500
Baggage Delay $100
Lost or Stolen Baggage $3000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.