Annual Fee
$0
Extra Card Fee
$0
Card Type
Credit
Purchase
18.24%
Cash Advance
27.49%
Balance Transfer
18.24%
  • Earn 1 AAdvantage mile per dollar spent.
  • Earn 2 AAdvantage miles per dollar spent on American Airlines and groceries.
  • Earn 10,000 bonus miles and a $50 statement credit when you spend $500 in your first 3 months.
  • Get 11 different types of purchase and travel insurance.
  • Enjoy 25% in savings on in-flight food and drink.
  • Take advantage of City Concierge service.
  • No annual fee.
Extended Warranty 2 years
Purchase Protection 90 days
Price Protection 60 days
Return Protection Yes
Travel Accident $500,000
Trip Cancellation $5000
Trip Interruption $5000
Flight Delay $500
Baggage Delay $100
Lost or Stolen Baggage $3000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.