Annual Fee
$0
Extra Card Fee
$0
Card Type
Credit
Purchase
17.49%
Cash Advance
27.49%
Balance Transfer
17.49%
  • Get 4% cash back on gas, up to $7,000 per year.
  • Get 3% cash back on all restaurant and travel purchases.
  • Get 2% cash back when shopping at Costco and coscto.com.
  • Get 1% cash back on all other purchases.
  • Enjoy 9 different kinds of purchase and travel insurance.
  • No foreign exchange fees.
  • No annual fee.
  • Only available with a Costco membership.
Extended Warranty 2 years
Purchase Protection 120 days
Price Protection 60 days
Return Protection Yes
Travel Accident $250,000
Trip Cancellation $3,000
Trip Interruption $3,000
Flight Delay $500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.