Annual Fee
$0
Extra Card Fee
$0
Card Type
Credit
Purchase
15.74%
Cash Advance
27.49%
Balance Transfer
15.74%
Purchase
0.00%
Balance Transfer
0.00%
Transfer Term
18 months
  • Earn 1% cash back on all spending.
  • Earn an additional 1% when you pay your bill on time.
  • Take advantage of 0% APR on balance transfers for 18 months.
  • Feel well protected with 9 different kinds of purchase and travel insurance.
  • Access to Citi Private Pass – special access to concerts, events, dining experiences and more.
  • No limits on the amount of cash back you can earn.
  • No annual fee.
Extended Warranty 2 years
Purchase Protection 90 days
Price Protection 60 days
Return Protection Yes
Travel Accident $500,000
Trip Cancellation $5000
Trip Interruption $5000
Flight Delay $500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.