Annual Fee
$85
Card Type
Credit
Purchase
16.24%
Cash Advance
26.24%
Balance Transfer
16.24%
  • Get 1x FlexPoint per dollar spent on everyday spending.
  • Get 2x FlexPoints per dollar spent on airline purchases and gas.
  • Get 3x Flex Points per dollar spent at restaurants.
  • Get 30,000 bonus FlexPoints when you spend $2,000 in your first 4 months.
  • Get a $25 airline allowance for baggage fees or in-flight food for award flights.
  • Every 4th year, get a rebate on a Global Entry or TSA precheck fee.
  • Receive complimentary concierge service and Boingo Wi-Fi.
  • Receive 5 different kinds of purchase and travel insurance.
  • No foreign exchange fees.
  • $85 annual fee.
Extended Warranty 1 year
Purchase Protection 90 days
Travel Accident $100,000
Lost or Stolen Baggage $500
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.