Annual Fee
$0
Extra Card Fee
$0
Card Type
Credit
Purchase
14.74%
Cash Advance
26.24%
Balance Transfer
14.74%
Purchase
0.00%
Purchase Term
12 months
Balance Transfer
0.00%
Transfer Term
12 months
  • Earn 1 point per dollar spent on all purchases.
  • Earn 3 points per dollar spent on gas, transit, travel, and streaming services.
  • Get 30,000 bonus points when you spend $3,000 in your first 3 months – a $300 value.
  • Enjoy a 0% intro APR for 12 months on all purchases and balance transfers.
  • Be covered under 7 different categories of purchase and travel insurance.
  • Get exclusive access to ticket presales with Advance Access.
  • 0% foreign exchange fees.
  • No annual fee.
Extended Warranty 1 year
Purchase Protection 90 days
Mobile Device $600
Return Protection Yes
Travel Accident $150,000
Lost or Stolen Baggage $1,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.