Annual Fee
$0
Extra Card Fee
$0
Card Type
Credit
Purchase
18.74%
Cash Advance
26.24%
Balance Transfer
18.74%
Purchase
0.00%
Purchase Term
15 months
Balance Transfer
0.00%
Transfer Term
15 months
  • Earn 1 point per on every dollar spent.
  • Earn 5 points per dollar spent on gas, grocery, and drugstore purchases for the first 6 months (up to $12,500 spent).
  • Redeem your rewards on travel, merchandise, gift cards, online auctions, and more.
  • Enjoy an intro APR of 0% on purchases and balance transfers for 15 months.
  • Receive 3 different kinds of insurance coverage.
  • No annual fee.
Mobile Device $600
Travel Accident $150,000
Rental Car Theft & Damage Yes

Please review your insurance certificate for details, exclusions and limitations of your coverage.

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The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.