Wells Fargo offers cash back and flexible rewards credit cards on both the Visa and American Express networks. While the selection is small, there's lots of good value packed in there.

To start, none of the Wells Fargo cards have an annual fee (except for their secured Visa card).

Their best travel card

The best card for travel is the .

Why? It doesn't matter if you redeem your points through cash or travel redemptions, your points are always worth the same: 1 point = 1 cent.

If you sign up now, you'll get 30,000 points after you spend $3,000 in 3 months – a $300 value.

The card also has some great earning rates with no limits:

  • 3 points per dollar spent on food, gas, transit, travel, streaming services, and more, plus
  • 1 point per dollar everywhere else.

For a no fee card, earning 3% on such a variety of categories is a great deal.

Plus, this is the only Wells Fargo card that offers no foreign exchange fees.

Prefer a Visa?

If you prefer a Visa because of acceptance, then the may be a better fit for you.

While cash redemptions have the same point value, redeeming for flights increases your point value by 50%. That means you'll get:

  • 1.5 points per dollar spent on travel, and
  • 1 point per dollar spent on everything else.

If you sign up now, you’ll earn 5x the points per dollar spent on gas, groceries, and drugstores in the first 6 months (up to $12,500 in purchases).

Want cash back instead?

Travel cards are one thing, but if you prefer cash back, then the is a great option for you.

You’ll get an easy 1.5% cash back on all of your purchases, with no caps, categories, or tiers.

As a welcome bonus, you’ll get $200 when you spend $1,000 in 3 months.

It’s a great, straightforward card for both earning and redeeming.

Compare Wells Fargo Credit Cards

The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.

* Conditions apply.