Our Privacy Policy governs the collection, use and disclosure of personal information on creditcardGenuis.com (the "Site") and other services (together with the Site, the "Services") by WeyMedia Inc. and its directors, officers, employees and affiliates (collectively, “we” or “us”).

We have developed this website’s Privacy Policy to describe our specific privacy policies and practices, and how we collect, use and disclose the personal information of individuals who use our Services.

This Privacy Policy has a limited scope and application and is intended to apply only to users in the United States. Consequently, the rights and obligations contained in this Privacy Policy may not be available to individuals in other jurisdictions.

What is personal information?

For the purposes of this Privacy Policy, personal information is any information we collect about an identifiable individual that applicable law requires that we treat as personal data (including nonpublic personal information). This includes your name and contact information as well as identifiable information we associate with your online account.

What personal information do we collect?

We list below the categories of personal information we collect about you.

Our web server may automatically collect some information related to your visit to our website, which we treat as personal information only if we combine it with other personal information we collect about you. This information includes: the IP address and domain used to access our website; the type and version of your browser; the time of your visit to our website; the web-site from which you entered our website, and the website to which you exit; any website page that is viewed by that IP address; and what country you are from. We use this information to monitor our website's performance (i.e., number of visits, average time spent, page views) and for our business purposes such as working to continually upgrade and improve our website and its contents.

In addition, we collect personal information that you may provide to us, which includes your name, email address, age, income information, credit score, or other information that you choose to submit to our Site. You may provide us this information in a variety of ways, including: email opt-in, account registration, Rate Your Wallet, user reviews or through communications with us.

How do we and others use cookies and similar tracking technologies?

When you visit the website, we place a "cookie" on the hard drive of your computer or use other tracking technologies (like web beacons) to track your visit. A cookie is a small data file that is transferred to your hard drive through your web browser that can be read by the website that placed the cookie on your hard drive. The cookie acts as an identification card and allows our website to identify you and to record your passwords and preferences. The cookie also allows us to track your visit to the website so that we can better understand your use of our website and so that we can customize and tailor the website to you. Web beacons (also known as "pixel tags" or “clear GIFs”) are electronic images that may be used in our Services or emails and help deliver cookies, count visits, and understand usage and campaign effectiveness.

Most web browsers are set to accept cookies. However, on most web browsers you may change this setting to have your web browser either: (1) notify you prior to a website placing a cookie on your hard drive so that you can decide whether or not to accept the cookie; or (2) automatically prevent the placing of a cookie on your hard drive. It should be noted that if cookies are not accepted, you may not be able to access a number of web pages found on the website.

Please note that we may allow others to provide analytics services and serve advertisements on our behalf across the web and in mobile applications. These entities may use cookies, web beacons, device identifiers and other technologies to collect information about your use of the Services and other websites and applications, including your IP address, web browser, mobile network information, pages viewed, time spent on pages or in apps, links clicked, and conversion information. This information may be used by us and others to, among other things, analyze and track data, determine the popularity of certain content, deliver advertising and content targeted to your interests on our Services and other websites, and better understand your online activity. For more information about interest-based ads, or to opt out of having your web browsing information used for behavioral advertising purposes, please visit www.aboutads.info/choices.

How do we use your personal information?

The personal information collected is used to provide, support, and personalize the Services and our Services, facilitate contests, sweepstakes, and promotions, and to make our Services and advertising more relevant and useful to you and others. We also use information we collect to comply with law, detect, investigate and prevent fraud and other illegal activities and to protect the rights and property of us and others.

We may use the email address that you provide to send you information about offers on products and Services that we believe may be of interest to you. If you have asked us to put you on an email mailing list to provide you with certain information on a regular basis, or if we send you information about our offers on products and Services by email, you may ask us to remove you from the list at any time (using the unsubscribe instructions provided with each email and on the site where you signed up).

How do we share your personal information?

We may disclose information we collect about current and former customers, including nonpublic personal information, to affiliates and non-affiliated third parties as described below.

We do not sell your personal information to any third parties. We do share some personal information with other non-affiliated companies for our everyday business purposes. For example, in connection with our everyday business purposes, we may share information with non-financial companies who assist us in operating our Services, conducting our business (including sending emails), or providing other services to us or to you. We may also disclose your personal information with other non-affiliated parties (such as law enforcement, arbitrators or courts) when we believe such release is necessary to comply with or as permitted by the law, to enforce our agreements and policies, or to protect ours or others’ rights, property, or safety. Finally, we may also share information in connection with, or during negotiations of, any merger, sale of company assets, financing or acquisition of all or a portion of our business by another company. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Some of the personal information we collect may be stored or processed in jurisdictions outside the United States, including Canada. As a result, this information may be subject to access requests from government, courts, or law enforcement in those jurisdictions according to laws in those jurisdictions.

How is your personal information protected?

We endeavor to maintain technical and procedural safeguards and practices that are appropriate to the sensitivity of the personal information in question, and which are designed to protect the confidentiality of your personal information. These safeguards are designed to prevent your personal information from loss and unauthorized access, copying, use, modification or disclosure, and include measures designed to limit access to your personal information to employees that have a business reason to know such information.

Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, we cannot warrant the security of any information you transmit to the Site, and you do so at your own risk. Once this Site receives your transmission or personal information, we make commercially reasonable efforts to ensure its security on our systems.

How can I submit requests?

If you wish to change or remove your personal information, use our contact form to make a request.

In the event that we cannot provide you with access to or removal of your personal information, we will endeavor to inform you of the reasons why, subject to any legal or regulatory restrictions.

Inquiries or concerns?

If you have any questions or concerns about our Privacy Policy, you may contact us using our contact form.

Revisions to this Privacy Policy

From time to time, we may make changes to this Privacy Policy to reflect changes in its legal or regulatory obligations or in the manner in which we deal with your personal information. We will post any revised version of this Privacy Policy on our Site, and we encourage you to refer back to it on a regular basis. This Privacy Policy was last updated on December 12, 2018.

Interpretation of this Privacy Policy

Any interpretation associated with this Privacy Policy will be made by WeyMedia Inc.. This Privacy Policy includes examples but is not intended to be restricted in its application to such examples; therefore, where the word "including" is used, it shall mean "including without limitation."

The creditcardGenius algorithm calculates an estimated dollar value for all rewards and bonuses by using a typical point value a person can realistically achieve by redeeming their rewards in a reasonably optimized way. The "Welcome Bonus" is the dollar value obtained by combining of all one-time bonuses available to new cardholders within the first year. To qualify for the full bonus you may need to make purchases, meet minimum spending requirements, or complete special actions. Terms and conditions apply.